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Insurance question for foreigners....

Posted: Wed Feb 07, 2018 12:30 am
by unstable load
A guy on another forum is planning a trip to the UK where he wants to buy a motorcycle to ride down to Spain.
H e was asking if it was possible to....
a. Insure the bike as a non-citizen/resident
b. Travel to EU with that insurance
c. A rough idea of costs

Can anyone recommend Insurance companies that he can approach for quotes, please?

Re: Insurance question for foreigners....

Posted: Wed Feb 07, 2018 2:53 pm
by stevieturbo
Would his insurance not need to be based in his country of origin and his home address ? Although buying a bike that isnt registered there...complicated.

No idea what insurance is like in Spain...but it sure isnt easy or cheap here in UK !

Re: Insurance question for foreigners....

Posted: Thu Feb 08, 2018 12:26 am
by unstable load
stevieturbo wrote:
Wed Feb 07, 2018 2:53 pm
Would his insurance not need to be based in his country of origin and his home address ? Although buying a bike that isnt registered there...complicated.

No idea what insurance is like in Spain...but it sure isnt easy or cheap here in UK !
He has family in UK, so a local address is not a problem.
Buying the bike is a simple transaction, he may struggle to get it registered in his name, though.
I don't know who his SA insurer is, but some will not cover out of country.

Re: Insurance question for foreigners....

Posted: Fri Feb 09, 2018 11:06 pm
by stevieturbo
Because of EU law, do all policies not have to cover travel within the EU regardless ?

Re: Insurance question for foreigners....

Posted: Tue Feb 13, 2018 9:28 am
by richardpope50
stevieturbo wrote:
Fri Feb 09, 2018 11:06 pm
Because of EU law, do all policies not have to cover travel within the EU regardless ?
Yes, but 3rd party only (minimum requirement).

How about driving to UK with a trailer, buying the bike and driving back? No need to register in UK either.

Re: Insurance question for foreigners....

Posted: Thu Feb 15, 2018 12:30 am
by unstable load
He got a quote for what he wanted to do for just over 1000 GBP, so he hunted around a bit and found a rental BMW with panniers and breakdown support with fully comp insurance for small change more than that and took it.